Is Auto Service Contract for Your Car Necessary?

Having a new car also means a new service contract will be offered to you. It is quite expensive so you probably will think twice of taking the offer.

You might ask yourself, is an auto service contract like a warranty? Unknown to others, these contracts are also known as extended warranties. You need to know that people usually buy 3 kinds of contracts.

selective focus photography of mechanics tool lot

Hence, a service contract puts the risk from you to the contract company and is essentially an insurance company in case of an expensive repair. You are not assuming that the job that will be done to your vehicle will be more than the contract cost. Of course, the other party is hoping that it won’t. That is exactly how they earn their share.

How to choose the right service contract?

First, consider yourself. This means you need to do careful researching and a big amount of common sense to know what you really need. A lot of people sleep well at night if they purchased an extended vehicle protection that is within their budget and dependable as well.

A lot of contracts may be a third party.  Who knows if they will be present when a huge repair has to be undertaken. Several states do practice an ordinance on this and ask these type of companies the following:

  • Set aside enough money to pay claims.
  • Contract fees formulated on anticipated claims.

Check it out and allow the state insurance office for their consent on the contract amount. It is wise to know the rulings of your state as well.

The following are two types of service contracts:

  • The first seems to cover almost everything. The thing is, in your years of driving, have you experienced changing any of these parts written in the contract?
  • The second one is the more credible because it tells you what they do not cover like for example, belts, battery, or filters which of course are not protected by the factory warranty. If you look closely, this contract can pretty much cover a lot.

Now, your goal is having your car fixed with a high quality car parts, but sadly, it would not always happen. Therefore, if you think extended service contract is necessary on your end, take a look at the suggestions below:

  • Watch out for the list of parts that are covered rather than those parts that are.
  • Discuss the company you are considering for with your service contract dependable provider.
  • Do not say yes to highly stressful sales calls.
  • Have all the data you need when it comes to covered parts before deciding.
  • Know the particulars on exactly the amount that the company will pay for the repairs that are in the contract.
  • Stay away from indisputable companies and put your money in the bank.

When it is time to find a reputable auto body repair shop, you can count on Chaney’s Collision Center. With their highly skilled technicians, you can never go wrong. So, call the Chaney’s Collision Center hotline now at (623) 915-2886 to schedule any car repairs.